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Bank of England Eyes Gilt Repo Market Resilience Amid Code Review

The Bank of England is exploring structural improvements to the gilt repo market, including central clearing and margining practices. This comes as the UK Money Market Code undergoes a review to enhance its effectiveness.

  • The Bank of England is working on policy proposals to improve the resilience of the gilt repo market.
  • Proposals include encouraging central clearing, improving margining, and exploring new clearing models.
  • The UK Money Market Code is undergoing a review focused on clarity, governance, and practical effectiveness.
  • A refresh of the UK Money Market Code is due in 2027, focusing on key market developments since 2024.

The Bank of England is actively pursuing structural enhancements to the resilience of the UK's gilt repo market, according to minutes from the Money Markets Code Sub-Committee meeting held on 9 June 2026. This initiative aims to bolster liquidity supply within the market, a critical component for the smooth functioning of the UK's financial system.

Policy design in this area is centred on a multi-faceted approach. Proposals currently under consideration include encouraging greater uptake of central clearing, refining margining practices in markets that are not centrally cleared, and investigating mechanisms such as cross-margining and innovative clearing models. The objective of these measures is to broaden access to the market and potentially reduce operational costs for participants. The Bank emphasised that while no fixed policy position has been reached, any eventual changes are expected to take several years to implement, with continuous engagement planned with market participants throughout the process.

Separately, the Code Sub-Committee discussed an ongoing review into its own effectiveness, with a focus on improving the clarity, governance, and practical application of its work. Members underscored the importance of maintaining the Code's voluntary, principles-based nature, even while seeking to ensure its consistent and effective application across the market. Discussions explored ways to reinforce good practice and address varying levels of awareness of the Code.

A key aspect of this review involves enhancing education, training, and communication of the Code. Suggestions included integrating the Code into existing training programmes, expanding outreach efforts through trade associations and social media channels, and leveraging Committee members to broaden awareness among diverse market segments. These efforts are deemed crucial for ensuring that the Code's principles are widely understood and adopted.

Looking ahead, the Committee also began discussions on the scope of the upcoming refresh of the UK Money Market Code, which is scheduled for publication in 2027. Members agreed that a complete overhaul of the Code was unnecessary. Instead, the refresh will concentrate on incorporating significant developments within UK Money Markets that have emerged since its last update in 2024, ensuring the Code remains relevant and responsive to current market conditions.

Why this matters: The resilience of the gilt repo market is vital for the stability of the UK's financial system, affecting everything from government borrowing costs to the liquidity available to banks. A robust market helps ensure financial stability and can indirectly influence the broader economy.

What this means for you: What this means for you: While not directly impacting individual finances immediately, a more resilient gilt repo market contributes to overall financial stability, which can indirectly support a healthier economic environment and protect pension funds and investments.

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