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Business group urges Burnham to scrap pensions triple lock

The British Chambers of Commerce has called on the government to replace the state pension triple lock with CPI-linked rises, saying it would raise £3.3bn to fund employer National Insurance cuts for younger workers.

  • The BCC says scrapping the triple lock and uprating pensions by CPI would raise £3.3bn for the Treasury over two years.
  • It proposes using the money to extend the zero rate of employer National Insurance to workers aged 21-24.
  • Chancellor John Healey made no comment on replacing the triple lock when asked.

The British Chambers of Commerce (BCC) has urged the government to scrap the state pension triple lock, arguing the money saved could help get more young people into work.

The BCC, which represents more than 50,000 UK businesses, says replacing the triple lock with annual rises in line with Consumer Prices Index (CPI) inflation would raise £3.3 billion for the Treasury over two years.

It wants the chancellor to use the funds to extend the existing zero rate of employer National Insurance contributions (NICs) to workers aged 21 to 24, lowering costs for businesses employing entry-level staff.

The triple lock guarantees state pension increases in line with whichever is highest of inflation, wage growth or 2.5%. It was introduced in 2010 and has become one of the most expensive measures in place, according to the BCC.

In his first speech as chancellor, John Healey addressed the crisis of young people not in education, employment or training (NEETs), which numbers over one million. When asked whether he would consider an alternative to the triple lock, he said: “We will outline our plans based on the outcomes and recommendations made by Alan Milburn.” He made no comment about replacing the triple lock.

Shevaun Haviland, director general of the BCC, said: “Pro-growth choices have never been more important. The chancellor must use his first budget to cut the cost of doing business, allowing everyone to reap the economic benefits.”

The Office for Budget Responsibility projects the state pension will cost 9% of GDP by 2075/76, up from 5% now.

Why this matters: The triple lock is one of the most expensive government measures, and the BCC's proposal highlights a growing debate over how to balance pensioner support with measures to boost youth employment.

What this means for you: If the government adopted the BCC's proposal, state pension increases would be lower than under the triple lock when wage growth or 2.5% is higher than CPI inflation.

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