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Buy-to-let company formations set for first annual fall in 18 years

The number of new buy-to-let companies is on track to decline in 2026 for the first time since 2008, as landlords slow the transfer of personally owned properties into limited companies.

  • New buy-to-let company formations fell 8% in the first eight months of 2026 compared to the same period last year.
  • The slowdown accelerated in August, with new incorporations down 22% year-on-year.
  • New purchases now account for a larger proportion of properties entering company structures than transfers.

New buy-to-let company formations are expected to fall in 2026, marking the first annual decline in 18 years. This follows a slowdown in landlords transferring their personally owned properties into limited companies.

According to Hamptons, 41,483 buy-to-let companies were established across Great Britain during the first eight months of 2026. This represents an 8% decrease from the 44,802 created in the same period last year. The decline became more pronounced in August, with new incorporations falling 22% year-on-year from 5,363 to 4,198.

The shift is largely attributed to many landlords who stood to gain most from incorporation having already made the switch. Transferring a property can incur significant upfront costs, including stamp duty and Capital Gains Tax. As a result, new purchases are now making up a larger share of properties entering company structures, with Hamptons estimating 51% of properties entering buy-to-let companies this year were new purchases rather than transfers.

Despite the slowdown in new formations, the overall number of buy-to-let companies continues to rise. There were 469,165 operating in Great Britain at the end of August, up from 443,272 at the end of 2025.

Why this matters: The slowdown in buy-to-let company formations could impact the Treasury's stamp duty receipts from landlords restructuring existing portfolios.

What this means for you: New-let rents across Great Britain reached an average of £1,419 per month in August, up 2.4% year-on-year. This marks the tenth consecutive month of increasing annual growth, with existing tenants paying an average of £159 less per month than those moving into new rental properties.

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