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Conservatives propose 'Back To Work' card and 30% benefit reduction

The Conservative Party has announced plans for a 'Back To Work' card for some benefit claimants, alongside a 30% reduction in payments for unemployed individuals on benefits.

  • Unemployed individuals on Universal Credit for over six months and deemed fit to work would receive a Subsistence Allowance, 70% of the full rate.
  • Claimants on the reduced rate would use a 'Back to Work' card for food and goods, which would block cash withdrawals and spending on alcohol, cigarettes, or betting.
  • The Conservatives estimate this proposal would save taxpayers £538m annually.

The Conservative Party has announced new plans for the welfare system, including a 'Back To Work' card and a 30% reduction in benefit payments for some unemployed individuals. Under the proposal, those on Universal Credit for more than six months and judged fit to work would receive a Subsistence Allowance, which amounts to 70% of the full claimant rate.

Claimants receiving the reduced rate would be required to spend on food and goods via a 'Back to Work' card. This card would also prevent cash withdrawals and purchases of alcohol, cigarettes, or betting. The Conservatives state that the plan would not affect the sick, the disabled, or those already employed, as they are exempt from the Subsistence Allowance.

According to party analysis, the proposal is projected to save taxpayers £538m each year. Tory leader Kemi Badenoch stated the plan would be "tough on those who exploit the system because the current system is unfair to workers, taxpayers and those who truly need support."

Reform UK's Robert Jenrick described the plan as "so weak the Lib Dems could have authored it," while a Labour Party spokesperson called it an "unworkable new card scheme" that fails to address the numbers of people signed off and written off by the current system.

Why this matters: This proposal represents a significant change to the welfare system, potentially impacting how some unemployed individuals receive and spend their benefits.

What this means for you: If you are an unemployed individual on Universal Credit for over six months and deemed fit to work, your benefit payments could be reduced by 30% and issued on a 'Back to Work' card with spending restrictions.

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