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Draft Bill Proposes £250 Cap on Most Existing Residential Ground Rents

A draft Commonhold and Leasehold Reform Bill proposes capping most existing long residential ground rents at £250 annually, reducing them to a peppercorn after 40 years.

  • The draft Commonhold and Leasehold Reform Bill suggests capping most existing long residential ground rents at £250 per year.
  • Under the proposal, these ground rents would be reduced to a peppercorn after 40 years.
  • Around 770,000 to 900,000 leaseholders in England and Wales currently pay more than £250 a year in ground rent.

A draft Commonhold and Leasehold Reform Bill proposes capping most existing long residential ground rents at £250 annually. The proposal also includes a reduction of these rents to a peppercorn after 40 years.

This initiative is part of a broader programme of change, following the Leasehold and Freehold Reform Act (LAFRA), aimed at making leasehold less punitive for consumers and preparing for wider commonhold use.

A House of Commons research paper indicates that approximately 3.8 million leasehold homes in England and Wales have a ground rent obligation. Between 770,000 and 900,000 leaseholders currently pay over £250 a year.

ALEP, which represents solicitors and valuers in leasehold reform, found that 81.8% of its members believe ground rents negatively impact the sale of leasehold properties. Additionally, 70% reported that some ground rents cause issues when agreeing a mortgage.

The government's impact assessment anticipates that the cap will require further legislation, guidance, and an enforcement framework before its planned implementation in 2028.

Why this matters: The proposed cap aims to address concerns over high ground rents, which can negatively affect property sales and mortgage agreements for leaseholders.

What this means for you: If you are a leaseholder currently paying more than £250 a year in ground rent, this proposed cap could reduce your annual payments. If you are a freeholder, you may see reduced income from ground rent portfolios.

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