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DWP Consults on 3.25% Revaluation Rate for Guaranteed Minimum Pensions

The Department for Work and Pensions (DWP) is consulting on maintaining a 3.25% per annum revaluation rate for Guaranteed Minimum Pensions (GMPs) for early leavers.

  • The DWP proposes to continue the 3.25% per annum revaluation rate for GMPs.
  • This rate would apply to contracted-out members leaving pensionable service between 6 April 2027 and 5 April 2032.
  • The consultation primarily targets pension administrators and employers of defined benefit occupational pension schemes.

The Department for Work and Pensions (DWP) has launched a consultation regarding the revaluation rate for Guaranteed Minimum Pensions (GMPs) for individuals who leave pensionable service early. The DWP is seeking views on the proposed continuation of a 3.25% per annum rate.

If confirmed following the consultation, this rate would be applied to contracted-out members who cease pensionable service in the period from 6 April 2027 to 5 April 2032.

The consultation is primarily aimed at pension administrators and employers sponsoring formerly contracted-out defined benefit occupational pension schemes. However, the government has also invited comments from pension industry professionals, pension schemes, trustees, pension scheme members, and member representative organisations.

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