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English Councils Forecast £10bn SEND Debts by 2028 Amid Rising Demand

English councils are warning of potential "catastrophic" debts, forecast to reach a record £10bn over the next 18 months, due to a rapid increase in demand for special educational needs and disability (SEND) support.

  • Councils predict SEND debts will reach £10bn over the next 18 months.
  • The number of young people with Education, Health and Care Plans (EHCPs) increased by 12.5% in the past year, reaching 718,000 in January.
  • The County Councils Network (CCN) has called for a ministerial guarantee to cover future SEND debts.

English councils are forecasting that debts related to special educational needs and disability (SEND) support will reach a record £10bn over the next 18 months. This projection comes despite the government recently clearing over £5bn in historic council SEND debts.

Authorities anticipate re-accruing the £5bn debt figure by April and doubling it by 2028. The rapid growth in demand for SEND support in English schools is cited as the cause, with a surge in applications for Education, Health and Care Plans (EHCPs).

The County Councils Network (CCN), which published these forecasts, stated that the overspending is not due to reckless spending by councils. The CCN has urged ministers to guarantee future SEND debts, warning that some local authorities could face bankruptcy if left to manage these liabilities.

The government acknowledges the SEND system is under strain and expects deficits and EHCP applications to continue rising before reforms are fully implemented. Ministers have agreed to pay 90% of English top-tier councils' SEND debts accumulated up to March 2026, with further details on future debt support to be set out before March 2028.

Why this matters: The escalating SEND debts pose a significant risk to council finances and may lead to difficult choices regarding the protection of other frontline public services.

What this means for you: If councils are left with substantial SEND debt, taxpayers and local communities may bear the consequences as councils face difficult decisions about protecting frontline services.

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