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Fintech Duo Legado and Amiqus Partner to Streamline UK Financial Onboarding

Two leading Scottish fintech firms, Legado and Amiqus, have formed a strategic partnership to simplify client onboarding for UK financial services. This collaboration aims to enhance compliance and efficiency in a sector facing increasing digital demands.

  • Legado and Amiqus, both Edinburgh-based fintechs, have partnered to integrate their platforms.
  • The collaboration combines Amiqus's digital identity and AML capabilities with Legado's regulated communications and e-signature platform.
  • This aims to create a seamless, auditable, and compliance-driven client onboarding journey for financial firms.
  • The partnership supports various regulated workflows, including investor onboarding, account opening, and document completion.
  • The firms share clients like Virgin Money and FNZ, indicating significant industry relevance and potential for broader impact.

The integration of Legado's regulated communications platform and Amiqus's digital identity capabilities is set to revolutionise the UK financial services sector, streamlining client onboarding processes for institutions such as Virgin Money, FNZ, Quilter, and Scottish Building Society. By merging these technologies, the partnership aims to simplify a complex web of regulatory requirements, saving firms time and resources while ensuring compliance with stringent consumer duty obligations.

The combined platform will feature Legado's LegadoSign product as its core component, offering a comprehensive solution for regulated communications and identity verification. This integrated approach will support an array of critical processes, including investor onboarding, customer account openings, and trust documentation management. Notably, the partnership estimates that this streamlined journey will reduce average onboarding times by up to 30%.

Legado and Amiqus's shared roots in Edinburgh and their established presence within key financial institutions suggest a significant impact across the industry. Their international footprint further underscores the potential of this combined offering, which could transform the way regulated documents are managed and audited. With Amiqus's leadership in AML capabilities and Legado's expertise in electronic signatures, this partnership presents an unprecedented opportunity for firms to balance customer experience with compliance.

Callum Murray, Founder and CEO of Amiqus, highlighted the foresight of Legado in navigating the evolving regulatory landscape. Josif Grace, Founder and CEO of Legado, expressed enthusiasm for strategic opportunities presented by the partnership, while Niall Monteith, Head of UK Proposition at FNZ, endorsed the importance of balancing a frictionless customer experience with stringent oversight.

Why this matters: This partnership is crucial for UK financial services firms, helping them navigate complex regulatory demands while improving efficiency. It signifies a move towards more integrated and secure digital processes for consumers and businesses alike.

What this means for you: What this means for you: As a UK consumer, this could lead to a faster, more secure, and less cumbersome experience when opening new financial accounts, applying for pensions, or making investments, as financial firms adopt more efficient digital processes.

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