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HMOs Drive Landlord Rental Yields Above 7% Ahead of Renters' Rights Act

UK landlords saw average gross rental yields reach 7.02% in Q2 2026, primarily driven by Houses in Multiple Occupation (HMOs). This data arrives just before the new Renters' Rights Act comes into effect, marking a significant period of change for the sector.

  • Average UK landlord gross rental yields hit 7.02% in Q2 2026, up from 6.96% in Q1.
  • Houses in Multiple Occupation (HMOs) recorded the highest yields at 8.90%.
  • Wales led regional yields at 8.87%, while Greater London saw the sharpest decline to 5.58%.
  • Yields have steadily increased since 2021, reflecting sustained tenant demand.

Ahead of its introduction, the impact of the Renters' Rights Act on landlords is already being felt in rental yields. According to Paragon Bank's latest data, UK average gross rental yields climbed to 7.02% in Q2 2026, up from 6.96% in the previous quarter.

Houses in Multiple Occupation (HMOs) continued to drive these increases, with average yields reaching a staggering 8.90%. This is an increase of 0.14 percentage points on the last quarter and marks HMOs as the top-performing property type for another quarter.

The consistent growth in yields since Q2 2021 highlights the resilience of the rental market. Even as other sectors face uncertainty, landlords are seeing strong returns – with multi-unit blocks achieving an average yield of 7.18% and flats and terraced housing recording 6.45% and 6.31% respectively.

Regional variations were also notable, with Wales maintaining its position at the top of the table for highest average yield (8.87%). Scotland and the North East came second, both with yields of 7.97%. Meanwhile, Scotland saw a significant quarterly growth in yields, increasing by 0.53 percentage points.

However, some regions are already experiencing the impact of the impending Renters' Rights Act. Greater London, for instance, saw its yield fall to 5.58% – the lowest in the UK – down from 5.74% in Q1 2026. The South East also followed suit with a lower yield of 6.48%, down from 6.64% in the previous quarter.

According to Louisa Sedgwick, Managing Director of Mortgages at Paragon Bank, 'The second quarter's data shows that landlords continue to see strong income returns through HMOs and other specialist accommodation.' She added that this trend is set to continue despite regulatory changes, as long as there is clear local demand for such properties.

Why this matters: The sustained rise in rental yields highlights the continued strength of the UK's private rental sector, even as significant regulatory changes loom. This trend impacts both landlords' investment strategies and the broader housing market dynamics.

What this means for you: What this means for you: For existing homeowners, these figures may influence local rental values if you consider renting out a property. First-time buyers might find that strong rental yields continue to support higher tenant demand, potentially impacting housing affordability in certain areas. For landlords, the data offers insights into the most profitable property types and regions, guiding future investment decisions and portfolio adjustments in light of new regulations.

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