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HMRC recovers over £100m in landlord tax crackdown for 2025-26

HMRC recovered more than £100 million in unpaid tax from landlords in 2025-26, the third consecutive year receipts have exceeded this figure. The increase follows enhanced use of property data to identify undeclared rental income.

  • HMRC recovered £104.3 million in unpaid tax from landlords in 2025-26.
  • 11,511 landlords voluntarily disclosed undeclared rental income through the Let Property Campaign.
  • The average disclosure resulted in a payment of £9,063.

HMRC recovered over £100 million in unpaid tax from landlords during the 2025-26 financial year, according to figures obtained by accountancy firm Price Bailey. The £104.3 million collected is nearly three times the £36.8 million recovered in 2019-20 and marks the third consecutive year that receipts have surpassed £100 million.

The increase follows HMRC's intensified use of property data, including Land Registry information, to identify owners of multiple residential properties who may not have declared rental income. This approach involves sending "nudge letters" to encourage reviews of tax affairs and voluntary disclosures.

A total of 11,511 landlords made voluntary disclosures through HMRC’s Let Property Campaign, the highest number since 2018-19. The average payment from these disclosures was £9,063.

Price Bailey highlighted that the distinction between capital and revenue expenditure continues to cause confusion for landlords. Additionally, recent tax changes, such as the introduction of Making Tax Digital for Income Tax from April 2026 for some landlords, a reduction in the annual Capital Gains Tax exemption, and higher CGT rates on residential property disposals, have made compliance more complex.

Why this matters: The increased tax recovery highlights HMRC's enhanced data-matching capabilities and focus on undeclared rental income, indicating a more challenging compliance landscape for landlords.

What this means for you: Landlords, particularly those managing their affairs without professional advice, may find tax compliance more complex due to recent changes and HMRC's increased scrutiny.

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