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How to prepare your portfolio for a potential AI crash

MoneyWeek suggests ways to protect investments from a possible AI downturn, including wealth preservation trusts, value stocks, and niche funds. The article notes that tech is over 35% of the MSCI World index.

  • Tech is over 35% of the MSCI World index, including firms such as Amazon and Alphabet assigned to non-tech sectors.
  • Wealth preservation trusts such as Capital Gearing, Personal Assets Trust and Ruffer Investment Company offer diversified portfolios to cushion a market downturn.
  • Value-focused options include AVI Global trust and Ranmore Global Equity fund.

Investors worried about a potential AI crash should consider a clear plan rather than waiting and panicking, according to MoneyWeek. The publication notes that the AI theme is a huge part of the market, with tech making up over 35% of the MSCI World index once firms such as Amazon and Alphabet are included.

One suggestion is to look at wealth preservation trusts such as Capital Gearing (LSE: CGT), Personal Assets Trust (LSE: PNL) and Ruffer Investment Company (LSE: RICA). These hold diversified portfolios intended to cushion a market downturn while still achieving growth. Investors could put money directly into these trusts or use their allocation to cash, bonds, gold and infrastructure as a template.

For those who prefer open-ended funds, Orbis Global Balanced is highlighted for its active, bottom-up value philosophy. To stay entirely in stocks while reducing risk, the article suggests considering regions such as the UK and Europe, or sectors like pharmaceuticals and financials. However, it warns that a European industrial making power equipment could still be a play on data-centre construction, so it is difficult to anticipate how widely any AI crash pain may spread.

Among value-focused options, AVI Global (LSE: AGT) is described as the most value-focused global trust, while Ranmore Global Equity offers consistent returns from a portfolio very different to a typical global fund. Niche strategies, such as those at Majedie Investments (LSE: MAJE), may also provide returns unrelated to the AI-heavy index, but picking such funds is for experienced investors who understand what they are buying.

Why this matters: The article provides practical guidance for investors concerned about the concentration of AI-related stocks in global markets.

What this means for you: If you are an investor, you may consider reviewing your portfolio for exposure to AI-heavy sectors and exploring diversified trusts or value-focused funds as potential ways to reduce risk.

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