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Japan raises interest rate to 1.25%, a 31-year high

Japan's central bank has increased its main interest rate to 1.25%, the highest level since 1995, as it moves away from decades of ultra-low borrowing costs.

  • The Bank of Japan (BOJ) raised its policy rate from 1% to 1.25% on Friday.
  • This marks the sixth rate hike by the BOJ in the last two and a half years, having started from minus 0.1% in 2024.
  • Core inflation in Japan eased slightly to 1.7% in August, remaining close to the bank's 2% target.

Japan's central bank has increased its main interest rate to a new 31-year high of 1.25%, up from 1%. This decision by the Bank of Japan (BOJ) on Friday marks a continued shift from decades of ultra-low borrowing costs, amid increasing economic pressures.

The BOJ has been steadily raising its rate since 2024, when it stood at minus 0.1%, with this being the sixth hike in two and a half years. This move aligns with other major central banks globally, which are also increasing rates due to higher energy prices, partly attributed to the Iran war pushing up inflation.

Official figures released on Friday indicated that Japan's core inflation slightly eased to 1.7% in August, down from 1.8% the previous month. Despite this, inflation remains near the bank's 2% target. Japan, heavily reliant on Middle Eastern energy, is particularly vulnerable to global oil and gas price rises caused by disruptions to the Strait of Hormuz shipping route.

The country is also grappling with a persistently weak yen and a shrinking workforce. In August, Tokyo and Washington jointly intervened to stabilise the yen after it reached a 40-year low, the first such coordinated action since 2011.

Why this matters: The rate hike reflects Japan's efforts to address economic challenges, including rising prices and a weak yen, and to align its interest rates with other major economies.

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