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Morgan Stanley reports 0.2% fall in UK auto insurance rates for July

Morgan Stanley has reported that auto insurance rates fell by 0.2% in July, according to a note published on 5 August 2026.

  • Auto insurance rates decreased by 0.2% in July.
  • The figure was reported by Morgan Stanley.

Morgan Stanley has reported that auto insurance rates fell by 0.2% in July, according to a note published on 5 August 2026.

The decline represents a modest monthly movement in the cost of motor cover, though the report does not specify whether the change applies to new policies, renewals, or an average across the market.

What this means for you: Drivers may see slightly lower auto insurance premiums following the reported 0.2% fall in July rates.

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