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Mortgage Fraud Cases Rise Across All Categories in Early 2026

Mortgage fraud has seen an increase across all reported categories in the first half of 2026, with identity fraud in applications rising by 36% compared to the same period last year.

  • Mortgage fraud increased across all reported categories in the first half of 2026.
  • Mortgage application identity fraud rose by 36% compared to the first half of 2025.

Data from fraud prevention service Cifas indicates that mortgage fraud has increased across all reported categories during the first half of 2026. This includes a notable rise in mortgage application identity fraud.

Specifically, mortgage application identity fraud saw a 36% increase when compared to the same period in 2025.

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