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North-South Divide in Stamp Duty Costs for Home Buyers

Analysis of home buyer enquiries in the first half of 2026 reveals a significant regional variation in stamp duty paid across England, with southern regions facing considerably higher costs.

  • The average house price in England was £292,095 in May 2026, leading to an average stamp duty bill of around £4,604 for typical movers.
  • Around 80% of first-time buyers in London pay stamp duty, with an average bill of £8,750, compared to just 2.1% in the North East.
  • Home movers in London face an average stamp duty bill of £20,000, while in the North East, the average is £1,500.

Stamp duty land tax costs vary significantly across England for both first-time buyers and home movers, according to an analysis of home buyer enquiries in the first half of 2026 by Zoopla. This analysis highlights a stark North-South divide in the amounts paid.

For home movers, stamp duty is a near-certain cost. While almost all home movers in England pay some stamp duty, the average amount differs greatly by region. In the north of England, bills typically range from £1,500 to £2,200, but in some southern areas, these bills can be almost ten times higher. For instance, the average bill for a home mover in London is £20,000, compared to £1,500 in the North East.

First-time buyers also experience regional disparities. Around half of all first-time buyers in London, the East of England, and South East England pay stamp duty, whereas only 10% do in the north of England. In London, approximately 80% of first-time buyers pay stamp duty, with an average bill of £8,750. In contrast, only 2.1% of first-time buyers in the North East face a stamp duty bill, with a median amount of £3,750.

Richard Donnell, executive director at Zoopla, noted that stamp duty is a significant cost for home movers, particularly in Southern England where it can reach five figures. He suggested that when moving costs become a substantial barrier, some moves may not occur, especially with lower house price inflation in southern England in recent years.

Why this matters: The varying stamp duty costs across regions can influence affordability and mobility for both first-time buyers and existing homeowners.

What this means for you: If you are buying a property in England, the amount of stamp duty you pay will depend significantly on the region and the property's value, with southern regions generally incurring much higher costs.

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