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Private healthcare use rises amid long NHS waiting times

More people are turning to private healthcare and private medical insurance, with 16% of people using the private sector in the past year, up from 9% in 2024.

  • Around 2.7 million people in England are waiting over 18 weeks for non-urgent NHS treatments.
  • Six in 10 private medical insurance customers cited shorter waiting times as a main reason for seeking private care.
  • Half a million private medical insurance-funded admissions were recorded in the first nine months of 2025.

Growing numbers of people are opting for private healthcare, with official figures indicating approximately 2.7 million individuals in England are currently waiting more than 18 weeks for non-urgent NHS treatments. This has led to an increase in those seeking private options, with 16% of people using the private sector in the past year, a rise from 9% in 2024.

Private medical insurance (PMI) is increasingly popular to cover costs, with a record half a million PMI-funded admissions in the first nine months of 2025 alone. A survey found that 60% of customers sought private medical insurance for shorter waiting times, with 59% waiting up to two weeks for treatment or a procedure.

Access to treatment and greater choice were also significant factors, cited by 42% and 41% of customers respectively as main reasons for purchasing cover. While private healthcare offers faster appointments and a more comfortable experience, the quality of procedures is likely similar to the NHS.

What this means for you: If you are facing long waiting times for non-urgent NHS treatments, private healthcare or private medical insurance could offer quicker access to appointments and procedures.

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