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Proposed Mansion Tax Threshold Cut Could Widen Property Tax Net

The proposed Mansion Tax, set for April 2028, could impact more properties if its threshold is reduced from £2 million to £1.5 million, according to tax experts.

  • The proposed Mansion Tax is scheduled for introduction in April 2028.
  • A reduction of the threshold from £2 million to £1.5 million could significantly increase the number of affected properties.
  • Tax advisory firm Blick Rothenberg has warned that 'fiscal drag' could expand the tax's reach over time.

The proposed Mansion Tax, due to be introduced in April 2028, could affect a considerably larger part of the property market if the government lowers the threshold from £2 million to £1.5 million. This assessment comes from tax advisory firm Blick Rothenberg.

Property professionals have expressed concern that the additional Council Tax charge on higher-value homes could gradually expand its scope due to 'fiscal drag'. Mark Cunningham, a partner at Blick Rothenberg, stated that without automatic indexation for property value thresholds, more properties could become subject to the tax as house prices rise while thresholds remain static.

Under current proposals, properties will undergo revaluation every five years, with charges increasing annually in line with the Consumer Prices Index. However, the government has indicated that decisions on uprating value bands will be made with each revaluation, leaving future adjustments to subsequent administrations.

Further details on the Mansion Tax may be disclosed in Chancellor John Healey’s first Budget next week. Cunningham noted that establishing the infrastructure to identify and value higher-value properties would make it easier for future governments to adjust thresholds or rates.

Why this matters: The potential reduction in the Mansion Tax threshold and the effect of fiscal drag could lead to a broader range of properties becoming subject to the levy over time, potentially impacting more homeowners than initially intended.

What this means for you: If you own a property valued at or above £1.5 million, particularly in London and the South East, you could potentially be subject to the proposed Mansion Tax, especially if the threshold is reduced and not indexed to inflation.

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