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Rent Controls: Less Impact on Landlords Than Tax Hikes, Report Suggests

A new report claims that a two-year rent freeze would affect fewer landlords than recent tax and interest rate changes. It suggests average renting households could save £1,300 annually if rents were frozen.

  • A 10% rent reduction (equivalent to a freeze at May 2024 levels) could save average renting households £1,300 annually.
  • This scenario would render 2.3% of individual landlords unprofitable, compared to 4.8% impacted by recent interest rate rises and tax changes.
  • A 20% rent reduction could save households £2,400 annually and reduce government housing benefit expenditure by at least £2 billion a year.
  • The report suggests fears of a large-scale landlord exit have not materialised, with the private rented sector in England growing by an estimated 96,000 homes between 2023 and 2025.

Britain's private rented sector is under scrutiny once again, with new research suggesting that rent controls may not have as severe an impact on landlords' profitability as previously thought. A joint report by the UCL Institute for Innovation and Public Purpose (IIPP) and the New Economics Foundation (NEF) has modelled various scenarios for rent reductions, revealing that even a 20% cut could leave landlords earning above-average profits.

According to the findings, introducing a 10% reduction in private rents - equivalent to freezing rents at May 2024 levels - would lead to average renting households saving around £1,300 each year. However, this measure would result in approximately 2.3% of individual landlords becoming unprofitable.

Contrastingly, the report highlights that 4.8% of landlords have already been affected by higher interest rates and tax changes enacted since 2021, indicating a greater existing strain from these broader economic shifts.

The study also explored the implications of a more substantial 20% rent reduction, with average renting households set to see annual savings of around £2,400. Landlords with mortgages would still achieve profits well above the average for UK businesses, while those without borrowing would continue to realise even higher returns.

Researchers contend that such a reduction could also have a significant impact on government housing benefit expenditure, potentially reducing it by at least £2 billion annually. Dr Beth Stratford, one of the report's authors, argued that well-designed rent controls integrated with fiscal and legal frameworks could facilitate a managed transition of homes from the private rented sector into more secure and affordable ownership models.

The research also challenges concerns about a mass exodus of landlords following interest rate increases in 2022. According to data cited by the Ministry of Housing, Communities and Local Government, there is estimated to be an increase of 96,000 homes in England's private rented sector between 2023 and 2025.

While acknowledging that rent controls might prompt some landlords to sell, the report frames this as an opportunity for councils, housing associations, and community-led organisations to acquire more properties. It suggests that housing benefit savings generated over a decade from a 20% rent reduction could fund the purchase of around 240,000 homes at current market prices.

Why this matters: This report offers a new perspective on how to tackle the UK's housing affordability crisis, suggesting that rent controls could provide significant relief to renters and government finances with a potentially lower impact on landlords than previously thought. It challenges common assumptions about landlord profitability and the effects of market interventions.

What this means for you: What this means for you: If you are a renter, these proposals suggest potential for significant annual savings on your housing costs. For landlords, the report argues that most could remain profitable even under rent control scenarios, though some may face reduced returns. For taxpayers, it highlights potential savings in government housing benefit expenditure.

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