A US travel expert has revealed how her family scored £66k worth of holidays for just £3,400 - and it's all down to credit card manipulation. Stacy Roberts claims she takes multiple international trips every year by opening new credit cards each month to accumulate over a million points annually.
Roberts, who shares her methods with 321,000 online followers, says the key is to use credit cards for essential expenses like home repairs and tax bills - which can earn her lucrative sign-up bonuses worth up to £3,200 per card. She then redeems these points for high-end hotel stays and business-class flights, often booked at short notice.
Roberts maximises the value of her points by being flexible with travel dates and taking advantage of off-season deals. In one year alone, she used her points to book two business-class flights to Japan - a £66,000 value for just a fraction of the cost. She also stays at luxury hotels that would normally set her back up to £2,400 per night.
To meet the spending requirements for these sign-up bonuses, Roberts strategically uses credit cards for large, unavoidable expenses like car transmission replacements and medical bills. While this may seem extreme, she insists it's a disciplined approach that allows her family to 'spend smarter', not more.
Roberts currently manages 16 credit cards, but argues that by paying off balances in full each month, she avoids debt altogether. However, experts warn that such strategies can be high-risk for UK consumers who struggle with credit card debt. While Roberts' approach may seem extreme, it highlights the importance of financial discipline and responsible spending.