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Warsh warns Wall Street against betting against the Fed in Congress testimony

Kevin Warsh, former Federal Reserve governor, cautioned investors against speculating on central bank policy moves during his testimony before Congress. His remarks triggered a cautious session on Wall Street and weighed on London markets.

  • Kevin Warsh told lawmakers that financial markets should not try to outguess the Fed’s policy decisions.
  • The FTSE 100 fell 0.6% as investor sentiment turned cautious following the testimony.
  • Warsh’s comments come amid ongoing debate over the pace of interest rate cuts in the US and UK.

Kevin Warsh, a former Federal Reserve governor, used his appearance before a US congressional committee today to deliver a blunt message to Wall Street: stop trying to anticipate the central bank’s every move. In testimony that rippled through global markets, Warsh urged investors to 'play the ball, not the Fed' — a cricketing analogy that landed with particular force in the Square Mile.

The FTSE 100 closed 0.6% lower at 8,217.4 points, dragged down by financials and consumer discretionary stocks. The more domestically focused FTSE 250 shed 0.4% to 20,543.2. London’s blue-chip index had opened higher but reversed course as US futures pointed to a weaker start on Wall Street. Among the biggest fallers were NatWest, down 1.8%, and Prudential, which lost 2.1%.

Warsh’s intervention is significant because he is seen as a potential future Fed chair and his views carry weight with institutional investors. He argued that excessive speculation on the timing and magnitude of rate cuts risks distorting financial conditions and undermining the Fed’s ability to manage inflation. 'Markets are not the umpire of monetary policy,' he said. The remarks dampened hopes that the Fed would cut rates as early as September, a view that had been gaining traction in recent weeks.

For UK investors and pension holders, the transatlantic tension matters. A more cautious Fed tends to keep the dollar strong and bond yields elevated, which can put pressure on UK equities and increase the cost of servicing the national debt. The pound slipped 0.3% against the dollar to $1.286, while the yield on 10-year UK gilts edged up to 4.12%. Analysts at Peel Hunt noted that 'Warsh’s testimony reinforces the message that central banks are in no rush to loosen policy, which may keep volatility elevated through the summer.'

The broader context is a global economy still grappling with sticky inflation. The Bank of England held rates at 5.25% last month, and markets are now pricing in a first cut no earlier than November. Warsh’s warning serves as a reminder that the path to lower rates is unlikely to be smooth — and that betting against central bank resolve carries its own risks.

Why this matters: UK pension funds and investment portfolios are heavily exposed to US monetary policy, and Warsh’s testimony suggests rate cuts may come later than markets hope, affecting returns on savings and borrowing costs.

What this means for you: What this means for you: If you have a UK pension or ISA invested in equities, expect continued volatility as markets adjust to the prospect of higher-for-longer interest rates on both sides of the Atlantic.

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