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Australian Reserve Bank raises interest rate to 4.6%, highest since 2011

Australia's Reserve Bank has increased its key interest rate to 4.6%, marking the fourth rise this year and the highest level since 2011.

  • The Reserve Bank of Australia (RBA) has raised its key interest rate from 4.35% to 4.6%.
  • This is the fourth interest rate increase by the RBA this year.
  • The new rate of 4.6% is the highest since 2011.

The Reserve Bank of Australia (RBA) has increased its key interest rate to 4.6%, up from 4.35%. This decision marks the fourth rate hike this year and brings the cash rate to its highest level since 2011.

This widely anticipated increase is expected to raise repayment costs for millions of mortgage holders across Australia. The RBA governor, Michele Bullock, has previously cautioned that businesses and workers might increase their prices and wage demands if they anticipate sustained high inflation.

Underlying inflation data, due to be released on Wednesday, is projected to show an annual rise of 3.6% for August, which would be the third consecutive month at this rate and above the RBA's target range of 2% to 3%. Australian Treasurer Jim Chalmers attributed inflation to global oil prices and the re-escalation of conflict in the Middle East, rather than government spending.

Why this matters: The increase in the cash rate will add to repayment costs for millions of mortgage holders in Australia.

What this means for you: If you are an Australian mortgage holder, this increase will add to your repayment costs.

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