A new guide from Money Saving Expert (MSE) has highlighted 23 key impacts of Brexit on UK consumers, three years after the UK officially left the European Union. The detailed breakdown aims to inform Britons about the practical changes they may encounter in areas ranging from international travel to online purchases and financial transactions.
Among the most prominent changes detailed by MSE are those affecting mobile phone usage in the EU. Several major UK network providers, including EE, Vodafone, and Three, have reintroduced roaming charges for customers travelling to EU countries, a significant shift from the previous 'roam like at home' policy. This means holidaymakers and business travellers could face unexpected costs if they do not check their network's policy before departing.
Travel with pets has also seen substantial alterations. The previous 'pet passport' scheme has been replaced, and owners now require an Animal Health Certificate (AHC) for each trip to the EU or Northern Ireland, obtained from a vet within ten days of travel. This adds an extra layer of planning and cost for those wishing to take their animals abroad.
For consumers shopping online, Brexit has introduced new complexities when ordering from EU-based retailers. Purchases from the EU may now be subject to customs duties and VAT upon arrival in the UK, depending on the value of the goods. This can lead to unexpected charges for buyers, potentially increasing the overall cost of items initially appearing cheaper.
Healthcare access in the EU has also evolved. While existing European Health Insurance Cards (EHIC) remain valid until their expiry date, new applications and renewals are now for the Global Health Insurance Card (GHIC). The GHIC provides similar cover for emergency and medically necessary care in EU countries, but it is crucial for travellers to ensure they have adequate travel insurance as well.
Other areas covered in the MSE guide include changes to passport validity rules for travel to the EU, requirements for international driving permits in certain countries, and implications for financial services and pension transfers. The comprehensive overview serves as a practical resource for UK citizens navigating the post-Brexit landscape.