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Citizens Advice Sees Surge in Debt Help Requests Amid Cost of Living Crisis

Over 400,000 individuals sought debt advice from Citizens Advice in 2025, highlighting the continued financial strain on households. The charity warns of a deepening crisis without further government intervention.

  • More than 400,000 people approached Citizens Advice for debt assistance in 2025.
  • The figures underscore the persistent impact of the cost of living crisis on household finances.
  • Citizens Advice has called for urgent government action to support struggling families.

A staggering 400,000 people sought help with debt from Citizens Advice in 2025, according to new figures released by the charity. The significant volume of requests underscores the ongoing financial pressures faced by households across the United Kingdom, as the lingering effects of high inflation and increased living costs continue to bite.

Citizens Advice, a network of independent charities offering free, confidential advice, reported that the demand for debt support remained exceptionally high throughout the year. This persistent need for assistance suggests that many families are struggling to manage essential bills and loan repayments, despite some recent easing in the rate of inflation.

The charity has consistently warned that the cost of living crisis is far from over for many low-income households and those on fixed incomes. Their advisers are witnessing first-hand the difficult choices people are forced to make, often between heating their homes, putting food on the table, or keeping up with debt repayments. This often leads to a spiral of increasing financial difficulty.

In response to these concerning figures, Citizens Advice has reiterated its call for the Government to implement further measures designed to alleviate financial hardship. These recommendations often include targeted support for vulnerable groups, improvements to the social security system, and better regulation of essential services to prevent disproportionate price increases.

While the Government has previously introduced various support packages, such as the Energy Price Guarantee and cost of living payments, the sustained demand for debt advice indicates that these interventions may not be sufficient for all. Opposition parties have frequently criticised the Government's approach, arguing that more comprehensive and long-term strategies are needed to tackle the root causes of financial insecurity.

The Treasury has previously stated its commitment to supporting households through challenging economic times, pointing to efforts to bring down inflation and grow the economy. However, the data from Citizens Advice suggests that for hundreds of thousands of individuals, the immediate priority remains managing unmanageable levels of debt.

Source: lbc.co.uk

Why this matters: These figures highlight the severe financial strain on UK households, with many still struggling to cope with the cost of living crisis. It underscores the urgent need for effective policies to prevent more people from falling into unmanageable debt.

What this means for you: What this means for you: If you are struggling with debt, organisations like Citizens Advice offer free, confidential support. The continued high demand for their services reflects a widespread struggle that could affect your own financial stability or that of people you know.

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