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GB Bank Raises Commercial Property Loan Limit to £25m

GB Bank has increased its maximum loan for commercial property investors from £20m to £25m, while Landbay and Rely have launched new buy-to-let deals.

  • GB Bank has raised its maximum commercial property loan limit from £20m to £25m.
  • Landbay has introduced 11 new tracker products and reduced rates on some existing buy-to-let deals.
  • Rely has launched a limited edition buy-to-let range with one-year fixed rates starting at 2.85%.

GB Bank has increased its maximum loan for commercial property investors from £20m to £25m, as it relaunches lending in this sector. Borrowers can now combine bridging loans and longer-term finance within a single funding arrangement.

The bank will consider purchases and refinancing for income-generating properties, including retail units, offices, and buildings with multiple tenancies. Loans are available up to 65% loan to value across mainland England, Scotland, and Wales.

Separately, Landbay has launched 11 new tracker products and cut rates on several existing buy-to-let deals by up to 0.15 percentage points. Its Core two-year tracker now starts at Bank Base Rate plus 0.29% at 65% loan to value, without early repayment charges.

Meanwhile, Rely has introduced a limited edition buy-to-let range for landlords of all portfolio sizes. One-year fixed rates start at 2.85% with a new 3.5% fee option, while two-year fixes begin at 3.59%.

In contrast, TSB has increased rates across its fixed buy-to-let mortgage range by up to 0.20 percentage points.

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