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Landlord Sales Agency Uses Property Equity to Manage Selling Costs

Landlord Sales Agency is using property equity to cover sale-related costs, aiming to reduce risks and improve outcomes for landlords selling properties.

  • Landlord Sales Agency uses a portion of a property's equity to minimise costs and fund the sale process.
  • The approach aims to keep options open for sellers, avoiding upfront cash payments for various sale-related expenses.
  • A case study showed a landlord selling four out of seven properties in a portfolio, with sales strategies tailored to each property.

Landlord Sales Agency is implementing a strategy that utilises the equity tied up in properties to manage the costs associated with selling. This approach aims to reduce risks and improve the overall outcome for landlords.

The agency views equity as a resource that can be deployed to remove obstacles and fund the sale itself, rather than something to be preserved at all costs. This can include covering expenses such as legal fees, tenant incentives, refurbishment, and holding costs like mortgage payments and council tax.

This method is presented as an alternative to sellers having to find cash for costs before, during, and after a sale. It is suggested to be a more efficient use of capital compared to paying upfront to arrange vacant possession, redecorate, market, and find a buyer.

In one instance, a landlord with a seven-property portfolio in the North East used this approach. Four properties were sold to a mix of investors, first-time buyers, and existing tenants, with different strategies applied to each. Three properties did not sell as interest did not meet the reserve price, but the landlord decided to keep them, collecting rent throughout the process.

What this means for you: If you are a landlord considering selling property, this approach suggests using your property's equity to cover sale costs, potentially reducing upfront expenses and offering different selling strategies.

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