Landlords seeking to buy or refinance now have access to new buy-to-let fixed-rate options, with products at 75% LTV available from 3.55%.
Paragon Bank has updated its range for individual and limited company borrowers across England, Scotland, and Wales. Its green mortgage rates for single self-contained properties with an EPC rating of A to C start at 3.55% for two years and 4.95% for five years at 75% LTV. For properties below EPC C, equivalent products begin at 3.60% and 5.00%. Rates for HMOs and multi-unit blocks start at 3.70% for two years and 5.10% for five years.
Accord Mortgages has also reduced selected two- and five-year buy-to-let remortgage rates by up to 0.18% at up to 75% LTV. Its five-year fixed deal at 75% LTV has decreased from 5.09% to 4.91%, while a two-year fixed product at the same LTV is now 4.85%, down from 4.98%. At 60% LTV, Accord has cut its two-year fixed rate from 4.95% to 4.77%.
Specialist finance provider StrideUp has also lowered rates across its two- and five-year fixed HMO and multi-unit freehold block products. Brokers submitting cases directly will receive a 0.75% procuration fee, increasing to 0.80% for applications made through a network or club by 31 August 2026.