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New Year, New Finances: 26 Tools and Apps to Get You Back on Track

From budgeting apps to cashback websites, discover the best resources to help you manage your money in 2026.

  • Tackle overspending with tools like TrueBalance and Spendee
  • Save money on everyday items with cashback sites like TopCashback and Quidco
  • Stay on top of taxes with HMRC's online portal

As the new year begins, many people are looking to get their finances in order. Whether you're trying to save more, cut back on unnecessary expenses or simply stay on top of your bills, there are plenty of tools and apps that can help.

We've rounded up 26 resources to aid you in managing your money effectively. From budgeting apps like TrueBalance and Spendee, which allow you to track your spending and set realistic budgets, to cashback websites such as TopCashback and Quidco, where you can earn money back on everyday purchases, there's something for everyone.

HMRC's online portal is also a valuable resource, providing users with access to their tax information, including self-assessment returns and national insurance contributions. Meanwhile, apps like Money Dashboard and You Need a Budget (YNAB) offer comprehensive financial tracking and planning tools.

The 26 tools and apps listed below cater to various aspects of personal finance, including saving, investing, and budgeting. By utilising these resources, you can create a solid plan for managing your finances in 2026 and beyond.

Why this matters: Effective money management is crucial for maintaining a healthy financial situation. Utilising the right tools and apps can help you stay on top of your expenses, build savings, and achieve long-term financial goals.

What this means for you: This story may affect household budgets, bills, savings, benefits or financial planning depending on your circumstances. Check whether the change applies to you before making financial decisions.

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