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One Million More Expected to Pay Income Tax Due to Frozen Thresholds

Around one million more people are anticipated to pay income tax or move into a higher tax band this year, according to new analysis. This is attributed to the continued freeze on personal tax allowances and higher-rate thresholds.

  • Approximately one million more individuals are expected to pay income tax or enter a higher tax bracket this year.
  • The Taxpayers' Alliance estimates 500,000 lower-paid workers will begin paying income tax for the first time.
  • The frozen tax thresholds, introduced in 2021 and extended until 2030-31, are cited as the cause of this 'fiscal drag'.

New analysis suggests that approximately one million more people are expected to pay income tax or move into a higher tax band this year. This increase is attributed to the ongoing freeze on personal tax allowances and higher-rate thresholds.

The Taxpayers' Alliance, a campaign group, indicates that around 500,000 lower-paid workers will start paying income tax for the first time. The freeze, initially introduced in 2021 and extended in the 2025 Budget until 2030-31, causes 'fiscal drag' as wages rise while tax thresholds remain constant.

The analysis, based on HMRC and Office for Budget Responsibility (OBR) data, estimates an additional 500,000 basic-rate taxpayers, 410,000 higher-rate taxpayers, and 70,000 additional-rate taxpayers this year. This would bring the total number of income taxpayers to almost 41 million.

HMRC receipts for 2026-27 are projected to be £347bn, an increase of £43bn since Labour took office. The Taxpayers' Alliance estimates the average taxpayer is now paying £640 more than in 2024-25, and £1,040 more than in 2023-24.

Prime Minister Andy Burnham has hinted at reviewing the personal tax allowance, confirming it would be considered in the next Budget, but made no firm commitment to change it. The Institute for Fiscal Studies (IFS) estimates that unfreezing the threshold could cost between £8.5bn and £9bn annually.

Why this matters: The increase in income tax payers and those moving into higher tax bands could impact household finances across the UK.

What this means for you: You may be able to reduce your tax bill by increasing pension contributions, utilising ISAs to protect savings interest from tax, claiming tax relief for work-related expenses, or, if married or in a civil partnership, transferring £1,260 of your personal allowance to your partner using the marriage allowance.

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