Skipton International has launched limited company buy-to-let mortgages specifically for expat and international investors. These new offerings are designed for individuals purchasing or refinancing UK property through special purpose vehicles (SPVs).
The mortgages are available to eligible non-UK resident directors. This includes those buying UK buy-to-let property, remortgaging an existing SPV portfolio, or reviewing ownership structures for residential investment property. EU resident directors are also eligible for this new product.
The product allows for up to 65% loan-to-value, with a minimum loan amount of £200,000. An application fee of £4,999 applies. Companies must be pure SPVs, not trading companies, and can have a maximum of two directors or shareholders. They must be incorporated in the UK, Guernsey, or Jersey.
This launch aligns with a trend of increasing limited company ownership in the buy-to-let market. Research from Hamptons, part of the Skipton Group, indicates that 66,587 new buy-to-let companies were formed in 2025, bringing the total registered in the UK to 443,272 by the end of that year. Hamptons also reported that around three-quarters of new buy-to-let purchases are now made through limited companies.