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Fire Safety Regulations Conflict with Insurance Lock Requirements

A conflict exists between fire safety regulations and insurance company stipulations regarding locks on final exits from communal areas.

  • Most insurance companies require mortice type locks on final exits from communal areas.
  • Health and Safety regulations state that exits must not require a key for emergency escape.
  • The regulatory requirement is to enable quick emergency exit, potentially in darkness or smoke.

A discrepancy has been highlighted between fire safety regulations and the requirements of most insurance companies concerning locks on final exits from communal areas. Insurance providers typically stipulate that these exits must be secured with a mortice type lock.

However, Health and Safety regulations state the opposite, requiring that exits do not need a key for emergency escape. This is to facilitate a quick exit, particularly in conditions such as darkness or smoke.

Why this matters: This conflict presents a dilemma for property owners who must comply with both safety regulations and insurance terms.

What this means for you: If you are a property owner, you may face conflicting requirements regarding exit locks for communal areas, potentially affecting both safety compliance and insurance coverage.

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