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Government Reportedly Considers Capital Gains Tax Hike to Fund Personal Allowance Rise

The government is reportedly considering increasing capital gains tax (CGT) rates to fund a potential £3,000 increase in the tax-free personal allowance, according to a Budget submission.

  • Prime Minister Andy Burnham and Chancellor John Healey are understood to be considering raising CGT rates to as high as 45%.
  • The proposal aims to fund a potential £3,000 increase in the tax-free personal allowance, from £12,570 to £15,570.
  • Modelling suggests a £3,000 personal allowance increase could leave the lowest fifth of earners £600 a year better off.

The government is reportedly exploring an increase in capital gains tax (CGT) rates, with Prime Minister Andy Burnham and Chancellor John Healey understood to be considering a rise to as high as 45%. This potential change aims to fund a proposed £3,000 increase in the tax-free personal allowance, moving it from £12,570 to £15,570.

The proposal is outlined in a Budget submission from Labour donor and green energy entrepreneur Dale Vince, as reported by The Telegraph. Modelling by the National Institute of Economic and Social Research (NIESR), commissioned by Vince, suggests that a £3,000 increase in the personal allowance could benefit the lowest fifth of earners by £600 annually. This initiative would reportedly cost the Treasury £20 billion, which could be offset by higher CGT rates and ending interest payments on Bank of England reserves.

Currently, basic rate taxpayers pay CGT at 18%, while higher and additional rate taxpayers pay 24%. The annual CGT allowance is £3,000. The Treasury and No.10 are reportedly considering these proposals ahead of the Autumn Budget next month. A Treasury spokesperson stated that tax decisions are a matter for the Chancellor to announce at fiscal events, rather than commenting on speculation.

Why this matters: A potential increase in the tax-free personal allowance could lead to lower income tax bills for some earners, while a rise in capital gains tax rates could impact those with capital gains.

What this means for you: If the personal allowance is increased, the lowest fifth of earners could be £600 a year better off due to a lower income tax bill.

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